If you Search on eBay, you will find many people selling coupons for both Lowe’s & Home Depot for 10%-20% off your entire purchase. It’s usually about $5-$7 for a package of five coupons. I have purchased these gift certificates many times, saving hundreds of dollars on my purchases. The best part is that both stores accept any competitor coupons, making them good at either location. Most of the coupons for sale are legitimate and have different SKU numbers. However, if you have any question as to the legitimacy once you receive them, use the coupon at the opposite store because both companies are unable to validate competitor’s coupons.

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Let’s start with the basics. The best time to buy a car for the most part (in order) is end of year, followed by end of quarter, followed by end of month. Although there may be other sales and dealer incentives, most sales people are trying to make a quota at these times and may have a quantity incentive that makes sense for them to sell to you the car at or close to invoice. Speaking of invoice price (what the dealer paid the manufacturer), you should always be negotiating up from invoice, not down from sticker. You can find the invoice price on the car and options you are interested in at Edmunds.com.

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